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APYs Current as of
Deposit Rates
Account* |
Minimum Opening Deposit |
Minimum Daily Balance to Earn APY |
Interest Rate |
Annual Percentage Yield |
Business Checking |
$10.00 |
N/A |
N/A |
N/A |
Basic Checking |
$1.00 |
N/A |
N/A |
N/A |
NOW Checking |
$10.00 |
$10.00 |
.10% |
.10% |
Granite Account |
$10.00 |
$10.00 |
.10% |
.10% |
Money Market Account |
$2,500.00 |
$2,500.00 or more |
.50% |
.50% |
Money Market Account Below $2,500 |
|
$10.00 to $2,499.99 |
.10% |
.10% |
Passbook Savings |
$10.00 |
$10.00 |
.50% |
.50% |
Statement Savings |
$10.00 |
$10.00 |
.50% |
.50% |
IRA Passbook Savings |
$10.00 |
$10.00 |
.50% |
.50% |
Christmas Club |
$1.00 |
$10.00 |
.50% |
.50% |
*Interest rates are variable and may change after the account is opened. Fees could reduce earnings on these accounts.
Certificates of Deposit and IRA Certificates of Deposit**
Account |
Minimum Opening Deposit |
Minimum Balance to Earn APY |
Interest Rate |
Annual Percentage Yield |
3 Month |
$1,000.00 |
$1,000.00 |
.500% |
.500% |
182 Day |
$1,000.00 |
$1,000.00 |
.750% |
.750% |
9 Month |
$1,000.00 |
$1,000.00 |
.750% |
.750% |
1 Year |
$1,000.00 |
$1,000.00 |
1.000% |
1.000% |
7 Month |
$1,000.00 |
$1,000.00 |
Not Available |
Not Available |
15 Month |
$1,000.00 |
$1,000.00 |
Not Available |
Not Available |
1 ½ Year |
$1,000.00 |
$1,000.00 |
1.240% |
1.250% |
2 Year |
$1,000.00 |
$1,000.00 |
1.490% |
1.500% |
2 ½ Year |
$1,000.00 |
$1,000.00 |
1.980% |
2.000% |
3 Year |
$1,000.00 |
$1,000.00 |
2.230% |
2.250% |
4 Year |
$1,000.00 |
$1,000.00 |
2.470% |
2.500% |
5 Year |
$1,000.00 |
$1,000.00 |
2.720% |
2.750% |
** Penalties for early withdrawal may
apply. Fees could reduce earnings on these accounts.
Date of last revision: May 19, 2010
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