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APYs Current as of
Deposit Rates
Account* |
Minimum
Opening
Deposit |
Minimum Daily
Balance to
Earn APY |
Interest
Rate |
Annual
Percentage
Yield |
Business Checking |
$10.00 |
N/A |
N/A |
N/A |
Basic Checking |
$1.00 |
N/A |
N/A |
N/A |
NOW Checking |
$10.00 |
$10.00 |
.25% |
.25% |
Granite Account |
$10.00 |
$10.00 |
.25% |
.25% |
Money Market Account |
$2,500.00 |
$2,500.00 or more |
.75% |
.75% |
Money Market Account
Below $2,500 |
|
$10.00 to $2,499.99 |
.25% |
.25% |
Passbook Savings |
$10.00 |
$10.00 |
.50% |
.50% |
Statement Savings |
$10.00 |
$10.00 |
.50% |
.50% |
IRA Savings |
$10.00 |
$10.00 |
.50% |
.50% |
Christmas Club |
$1.00 |
$10.00 |
.50% |
.50% |
*Interest rates are variable and may change after the account is opened. Fees could reduce earnings
on these accounts.
Certificates of Deposit and IRA Certificates of Deposit**
Account |
Minimum
Opening
Deposit |
Minimum
Balance to
Earn APY |
Interest
Rate |
Annual
Percentage
Yield |
3 Month |
$1,000.00 |
$1,000.00 |
1.490% |
1.500% |
182 Day |
$1,000.00 |
$1,000.00 |
2.240% |
2.250% |
9 Month |
$1,000.00 |
$1,000.00 |
2.490% |
2.500% |
1 Year |
$1,000.00 |
$1,000.00 |
2.470% |
2.500% |
7 Month |
$1,000.00 |
$1,000.00 |
Not Available |
Not Available |
15 Month |
$1,000.00 |
$1,000.00 |
Not Available |
Not Available |
1 ½ Year |
$1,000.00 |
$1,000.00 |
2.720% |
2.750% |
2 Year |
$1,000.00 |
$1,000.00 |
2.720% |
2.750% |
2 ½ Year |
$1,000.00 |
$1,000.00 |
2.720% |
2.750% |
3 Year |
$1,000.00 |
$1,000.00 |
2.720% |
2.750% |
4 Year |
$1,000.00 |
$1,000.00 |
2.960% |
3.000% |
5 Year |
$1,000.00 |
$1,000.00 |
2.960% |
3.000% |
** Penalties for early withdrawal may
apply.
Fees could reduce earnings on these accounts.
Date of last revision: October 9, 2008
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